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August – 2025

Hello from Lisa & the Amethyst Financial LLC Team,

August is here, and while summer is winding down, things are ramping up in the financial world! Whether you’re a small business owner, freelancer, or just trying to get your books in order before year-end, now is the perfect time to reset, refocus, and realign your finances. Here’s what’s happening this month at Amethyst Financial:

📌 This Month's Focus: Mid-Year Financial Check-In

We're officially over halfway through 2025! Here are a few questions to ask yourself:

✅ Are your books up to date?

✅ Are you setting aside enough for taxes?

✅ Have your business or personal goals changed?

✅ Are you tracking 1099 income and expenses properly?

If you're unsure about any of the above, let’s schedule a review. A mid-year check-in can prevent year-end surprises.

💡 August Tip: Separate Your Personal & Business Finances

One of the biggest mistakes we see, especially with new business owners—is mixing personal and business funds.

Pro Tip: Open a dedicated business checking account and run all your income and expenses through it. This one change can make your bookkeeping cleaner and tax filing smoother!

🔍 Plan Ahead for Year-End Deductions

As we approach the final quarter of the year, now is the time to start thinking about year-end tax strategies. Don’t wait until December to scramble!

Here are a few smart moves to consider:

• Purchase necessary equipment or supplies before year-end to take advantage of deductions

• Contribute to retirement accounts (SEP IRA, Solo 401(k), etc.) if eligible

• Schedule a tax planning session to review potential savings and avoid surprises

• Review outstanding invoices — are clients behind on payments?

Being proactive now can help reduce your tax burden later. If you're unsure where to start, let's set up a planning session to make sure you're taking advantage of every opportunity available to you.

🧾 Important Reminder: Tax Deadlines Ahead

• September 16 – Estimated tax payments due for Q3

• October 15 – Final deadline for 2024 individual tax returns (if extension filed)

Make sure you're ready! If you’re unsure about what you owe or if you’re on track, we can help with estimates.

Grass & Garden Guru LLC

Each month, we like to highlight a client doing amazing things. This month we're proud to shine the spotlight on Grass & Garden Guru LLC, owned and operated by Davy Martin. Known for his meticulous attention to detail and exceptional landscaping work, Davy has built a reputation for transforming ordinary yards into stunning outdoor spaces.

From precision mowing and expert trimming to clean edging and seasonal upkeep, Davy brings passion and professionalism to every project. Clients consistently praise his reliability, care, and the pride he takes in his work. Whether you need mowing, trimming, blowing, seasonal upkeep, or a long list of other things, Grass & Garden Guru delivers reliable, professional service every time.

If you're looking for landscaping done right - the first time - Grass & Garden Guru is your go-to choice!

Email: GrassGardenGuru@gmail.com

Phone: 828-595-3869

Support a local veteran-owned business and experience the difference that pride and precision make in your landscaping!